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orywireNationwide has started paying its 2026 Fairer Share payment to eligible members. Here is who qualifies for the £100, when it should arrive and what to check if it is missing.
Nationwide has started paying its £100 Fairer Share payment to eligible members, with more than four million payments made on the first day of the rollout. Remaining payments are due by 30 June 2026.
The money is paid automatically into an open Nationwide current account. Members do not need to apply, but they do need to have met the eligibility rules for a qualifying current account and either qualifying savings or a qualifying mortgage.
Nationwide says eligible members will receive the £100 payment between 10 June and 30 June 2026.
The payment is made by electronic transfer into a Nationwide current account. If a member has more than one current account, Nationwide may pay it into any of them. Its terms say it will use an account in the member’s sole name if there is one, and a joint account if there is not.
The statement wording to look for is:
To qualify, members must have had one of these combinations:
Some accounts do not count. Nationwide says Clydesdale, Virgin Money and Yorkshire Bank products did not meet the 2026 qualification requirements because they were not held with Nationwide during its financial year ending 31 March 2026. Virgin Money customers could be considered for a future Fairer Share payment if Nationwide makes one and qualifying accounts are included.
The current account must have been open on 31 March 2026, and the activity rules depend on the account type.
FlexPlus: the monthly fee must have been paid.
FlexOne, FlexStudent or FlexGraduate: the account must have received at least one payment in or made at least one payment out during March 2026. Nationwide says this activity requirement does not apply where a full switch to FlexOne or FlexStudent was completed through the Current Account Switch Service between 1 January and 31 March 2026.
FlexAccount, FlexDirect or FlexBasic: in two of January, February and March 2026, the account must either have received at least £500 from outside Nationwide and made at least two payments out, or made at least 10 payments out.
For FlexAccount, FlexDirect and FlexBasic, Nationwide says those two routes cannot be mixed across different months. A full current account switch completed between 1 January and 31 March 2026 can also meet the current account activity requirement.
First, check all open Nationwide current accounts, including joint accounts, for the statement wording “Nationwide Fairer Share Payment”.
Second, check whether the account was still open and able to receive payments when Nationwide tried to make the payment. Nationwide says it will not pay the money in any other way and will not pay it into a current account held under another trading name, such as Virgin Money or Clydesdale.
Third, check the eligibility rules against the account and product position on 31 March 2026. A qualifying current account alone is not enough: it must be paired with qualifying Nationwide savings or a qualifying Nationwide mortgage.
If the payment has not appeared, it may still arrive before 30 June. If it does not arrive by then and the member believes they qualified, Nationwide says customers should get in touch. Its terms say it will make the payment if it finds that someone was wrongly excluded.
The payment should arrive automatically for eligible members. MoneySavingExpert has warned customers to be cautious of messages asking them to claim or apply for the payment or to hand over personal details.
Anyone unsure should check through Nationwide’s own app, internet banking, branch or customer service routes rather than following links in unexpected messages.
Nationwide says the £100 payment is treated as interest for UK income tax purposes. It does not deduct tax from the payment, but it will report the payment to HM Revenue & Customs.
Some members may have no tax to pay, depending on their wider savings interest and Personal Savings Allowance. Anyone unsure about their own position should seek tax advice or check HMRC guidance.
The Fairer Share payment is not guaranteed every year. Nationwide says future payments depend on financial performance and Board approval.
